Fintech / Banking

Illustration for Fintech / Banking

Our solutions

Secure Scalable Effective

We develop powerful digital solutions for banks, neobanks and financial institutions. From onboarding and BNPL to cloud migration and internal systems.

KYC & Onboarding Automation

KYC & Onboarding Automation

Faster onboarding. Full compliance. Smart automation

We create end-to-end KYC solutions that streamline customer verification and meet global regulatory standards.

Include:

  • OCR and biometric identification (facial recognition)
  • AML/CFT compliance with audit-ready reports
  • Chatbots that guide users through the onboarding journey
  • Integration with internal and external data sources
  • Admin console  for employee oversight, alerts and risk control
BNPL Platforms for Banks

BNPL Platforms for Banks

A complete Buy Now Pay Later system under your brand

We develop modular BNPL platforms that integrate with your existing ecosystem and deliver seamless experiences.

Features:

  • Real-time credit scoring with automated decision-making
  • Flexible repayment terms for customers
  • Risk monitoring and delinquency management
  • Full integration with mobile banking and partner retailers
  • Management dashboards and analytics for bank staff
Open Banking & API Infrastructure

Open Banking & API Infrastructure

Secure connectivity. Total control. Future-ready architecture

We build PSD2/Open Banking compliant platforms, that allow secure data sharing and third-party integration.

Solutions include:

  • Custom API gateways with access control
  • Developer SDKs and partner onboarding tools
  • Consent-based data exchange
  • Monitoring, throttling and audit logging for all API activity
Cloud Migration & Infrastructure Modernization

Cloud Migration & Infrastructure Modernization

Run faster. Scale easier. Stay secure

We guide banks through safe, staged migration to the cloud with no downtime.

What we deliver:

  • Cloud architecture strategy (AWS, GCP, Azure or private)
  • Microservices, CI/CD pipelines, IaC
  • Role-based access, backup and failover systems
  • Cost optimization and performance tuning
  • Hybrid or multi-cloud deployment
Risk Management & Credit Platforms

Risk Management & Credit Platforms

Smarter decisions. Lower exposure. Real-time control

We create intelligent systems, that support financial decision-making and regulatory compliance.

Capabilities:

  • Real-time credit scoring & auto-approval engines
  • Transaction monitoring with custom risk triggers
  • Alerting and reporting for compliance teams
  • Portfolio dashboards and analytics
Internal Tools & Document Workflow Automation

Internal Tools & Document Workflow Automation

Streamline operations. Cut paperwork. Speed up signing

We guide banks through safe, staged migration to the cloud with no downtime.

Solutions:

  • Digital document flow and e-signatures
  • Custom workflows for HR, procurement, finance
  • Integration with internal systems (CRM, BPM, ECM)
  • Role-based permissions and audit trails
  • Internal chatbots for employee support (IT, HR, finance)

Let’s build your next fintech solution

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Cases

Our cases

BNPL System

BNPL System

The integrated BNPL system enables instant credit decisions, flexible payments and automated risk management. Clients can access BNPL at partner retailers seamlessly. Bank employees gain tools for portfolio management and risk monitoring, while retailers benefit from easy integration, boosting sales and customer loyalty.

BNPLAPI IntegrationCreditScoringMobileBankingFintech

Document Flow Automation

Document Flow Automation

An automatic document upload and recognition system was implemented, utilizing Optical Character Recognition (OCR) technologies for efficient reading and verification of document data. Biometric authentication tools, including facial recognition to enhance the security level of customer identification.

AutomationRegulatory ComplianceOCRBiometric authentication

KYC System

KYC System

The KYC system, that makes customer verification fast, simple and fully compliant.
Users can upload documents and pass biometric checks through an intuitive web or mobile interface. The system uses AI-based OCR and facial recognition and connects to official databases for real-time validation.Bank staff work through a control panel that provides live monitoring, risk alerts and automated compliance reports.

KYCMicroservicesAMLCFTOCRmonitoringonboarding

Advantages

KYC specific users

Icon for Students & Young Users

Students & Young Users

  • No financial history
  • IDs often fail automated verification
  • Temporary addresses (dorms, rentals)
Icon for Freelancers & Small Business

Freelancers & Small Business

  • Lack of "traditional" bank proof
  • Earnings in different currencies
  • Get paid via crypto, Upwork, Payoneer, etc.
Icon for Migrants & Global Users

Migrants & Global Users

  • Income from abroad
  • Local KYC rules often block onboarding
  • Foreign passports + local temporary registration
Icon for Crypto Users & Early Adopters

Crypto Users & Early Adopters

  • Don’t use banks
  • Only operate via wallets / DeFi
  • Drop off if the KYC feels too rigid / corporate
Icon for Seniors & Non-Digital Natives

Seniors & Non-Digital Natives

  • Struggle to upload documents
  • Confused by errors / rejection
  • Distrust long / complex processes
Icon for High-Risk Industry Clients

High-Risk Industry Clients

  • Operating in regulated industries (gambling, forex)
  • Additional scrutiny from AML regulators
  • Higher transaction volumes flagged as suspicious
  • Difficulty proving legitimacy of funds
Icon for Students & Young Users

Students & Young Users

  • Simplified KYC flow
  • Mobile number-based verification
  • Fallback to manual review
Icon for Freelancers & Small Business

Freelancers & Small Business

  • Profile-type selection (personal / business)
  • Alternative income verification
  • Flexible document formats
Icon for Migrants & Global Users

Migrants & Global Users

  • Country-based KYC flows
  • Multi-document support
  • Localized UI/UX and data format handling
Icon for Crypto Users & Early Adopters

Crypto Users & Early Adopters

  • Wallet-based onboarding
  • Blockchain signature for ID
  • Tiered access with gradual KYC buildup
Icon for Seniors & Non-Digital Natives

Seniors & Non-Digital Natives

  • Step-by-step flows with large fonts & simple language
  • One-click retry flow. No need to restart the whole process if one step fail
  • Extra trust signals: clear branding, explanation why data is needed
Icon for High-Risk Industry Clients

High-Risk Industry Clients

  • Enhanced Due Diligence (EDD) workflows
  • Automated transaction pattern monitoring
  • Industry-specific KYC templates (forex license, gaming permits)
  • Continuous risk scoring with alerts