Fintech / Banking

Our solutions

Secure Scalable Effective

We develop powerful digital solutions for banks, neobanks and financial institutions. From onboarding and BNPL to cloud migration and internal systems.

KYC & Onboarding Automation

Faster onboarding. Full compliance. Smart automation

We create end-to-end KYC solutions that streamline customer verification and meet global regulatory standards.

Include:

OCR and biometric identification (facial recognition)
AML/CFT compliance with audit-ready reports
Chatbots that guide users through the onboarding journey
Integration with internal and external data sources
Admin console for employee oversight, alerts and risk control

BNPL Platforms for Banks

A complete Buy Now Pay Later system under your brand

We develop modular BNPL platforms that integrate with your existing ecosystem and deliver seamless experiences.

Features:

Real-time credit scoring with automated decision-making
Flexible repayment terms for customers
Risk monitoring and delinquency management
Full integration with mobile banking and partner retailers
Management dashboards and analytics for bank staff

Open Banking & API Infrastructure

Secure connectivity. Total control. Future-ready architecture

We build PSD2/Open Banking compliant platforms, that allow secure data sharing and third-party integration.

Solutions include:

Custom API gateways with access control
Developer SDKs and partner onboarding tools
Consent-based data exchange
Monitoring, throttling and audit logging for all API activity

Cloud Migration & Infrastructure Modernization

Run faster. Scale easier. Stay secure

We guide banks through safe, staged migration to the cloud with no downtime.

What we deliver:

Cloud architecture strategy (AWS, GCP, Azure or private)
Microservices, CI/CD pipelines, IaC
Role-based access, backup and failover systems
Cost optimization and performance tuning
Hybrid or multi-cloud deployment

Risk Management & Credit Platforms

Smarter decisions. Lower exposure. Real-time control

We create intelligent systems, that support financial decision-making and regulatory compliance.

Capabilities:

Real-time credit scoring & auto-approval engines
Transaction monitoring with custom risk triggers
Alerting and reporting for compliance teams
Portfolio dashboards and analytics

Internal Tools & Document Workflow Automation

Streamline operations. Cut paperwork. Speed up signing

We build internal tools and document workflows for banks, connecting HR, procurement and finance processes with existing systems. Solutions can include electronic signatures, role-based access and audit trails.

Solutions:

Digital document flow and e-signatures
Custom workflows for HR, procurement, finance
Integration with internal systems (CRM, BPM, ECM)
Role-based permissions and audit trails
Internal chatbots for employee support (IT, HR, finance)

Let’s build your next fintech solution

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Cases

Our cases

BNPL System

Intelexity developed a BNPL system integrated with a retail bank's existing payment and credit systems. The platform combines automated creditworthiness assessment, flexible repayment schedules and tools for monitoring payment delinquencies. Customers use BNPL for purchases at partner retailers, online or in-store. Bank employees manage the credit portfolio and monitor payments, while retailers integrate the payment option into their platforms. The delivery included a modular architecture, web and mobile interfaces, and integration with the bank's mobile application.

BNPLAPI IntegrationCreditScoringMobileBankingFintech

Document Flow Automation

Intelexity integrated automated document processing into the client's infrastructure using a third-party document-recognition and biometric-authentication platform. The solution combines document upload, optical character recognition (OCR) and biometric checks, including facial recognition, within the customer-identification process. The project covered the platform integration, staff training and changes to the client's working processes. After a pilot and adjustments, the system went into production. The delivered workflow reduced manual data entry and document-verification effort without developing the recognition technology from scratch.

AutomationRegulatory ComplianceOCRBiometric authentication

KYC System

Intelexity developed a KYC platform for a bank's digital onboarding, connecting customer document submission with staff review of verification results and reporting. Customers upload identity documents and complete biometric checks through web or mobile interfaces. The platform combines document text extraction, facial recognition and integrations with internal and external data sources. Bank employees use a control panel to track verification progress, inspect case details, manage risk alerts and generate reports. The delivered system brings customer-facing steps and the bank's operational tools into a shared verification workflow.

KYCMicroservicesAMLCFTOCRmonitoringonboarding

Advantages